Terms and Conditions of Use

Last Updated: September 21, 2025

Welcome to AfroFinancia.com, a website operated by Jedson Tcheza. By accessing this website, you fully and unreservedly accept these Terms and Conditions of Use.

If you do not agree with these terms, please do not use this website.

1. Website Overview

AfroFinancia.com is a blog designed to help African employees—both on the continent and in the diaspora—acquire essential financial knowledge and skills to better manage their salaries and achieve their life goals.

The content provided includes articles, guides, ebooks, training programs, videos, and recommendations related to financial education and personal development.

2. Access to the Website

Access to the Website is free. Some content or services may be offered through:

  • affiliate links,

  • partner offers,

  • free or paid training programs,

  • paid coaching services.

You are solely responsible for the equipment and Internet connection required to browse the site.

3. Content and Intellectual Property

All content published on AfroFinancia.com (articles, texts, visuals, videos, PDFs, logos, etc.) is protected by copyright law.

Unless otherwise stated:

  • This content is the exclusive property of AfroFinancia.com.

  • Any reproduction, distribution, or reuse is strictly prohibited without prior written permission.

4. Affiliate Links and Recommendations

AfroFinancia.com contains affiliate links. This means that if you click on certain links and make a purchase, AfroFinancia.com may earn a commission at no additional cost to you.

We only recommend products, services, or training programs that we consider:

  • relevant to our audience,

  • professionally reliable,

  • suitable for African employees seeking to improve their finances.

However, we are not responsible for the content, marketing promises, or business practices of third-party partners.

5. User Responsibilities

By using this Website, you agree to:

  • comply with the laws applicable in your country,

  • refrain from harming the integrity of the Website or its content,

  • avoid posting hateful, defamatory, or misleading statements.

Any misuse may result in restricted or denied access to the Website.

6. Limitation of Liability

The content on AfroFinancia.com is provided for informational and educational purposes only. No financial or professional results are guaranteed.

We decline all responsibility in cases of:

  • personal failure,

  • misinterpretation of advice,

  • improper use of any tool or skill.

Each user remains fully responsible for applying the information and for their personal development.

7. Personal Data

By using this website, you may provide personal data through forms (contact, subscription, downloads).

This data is used solely to:

  • respond to your requests,

  • inform you or send you educational or commercial content (newsletter),

  • in accordance with your consent and applicable regulations.

You may request the deletion of your data at any time by sending us an email.

8. Changes to the Terms

AfroFinancia.com reserves the right to modify these terms at any time. The applicable version is the one published on the date of your most recent visit. It is recommended to review this page regularly.

9. Applicable Law

This website is primarily intended for French-speaking and English-speaking African users. In the event of a dispute, the local laws of the user's country of residence may apply.

If no jurisdiction is specified, any dispute will be settled amicably whenever possible.

10. Contact

For any questions regarding these Terms and Conditions:

📧 Email: Jedsontcheza@gmail.com
🌐 Website: https://AfroFinancia.com
 📍 Address: [Address not yet defined]